When you become a sales agent, you have the ability to set your own pace and establish your own income objectives. As a New York Life agent, you are the master of your career path.

Not only do we boast an outstanding incentive commission program, we also offer excellent medical and dental benefits for which you and your family may qualify. We even offer company reimbursement for selected programs leading to industry designations and degrees.

At New York Life, we take your sales training seriously. Even if you don't have previous experience in selling, our multi-dimensional training program - NYLIC University - can point you to success. We'll also keep you informed about the most sophisticated computer equipment and software packages.

Even after you are established in your career, New York Life offers ongoing workshops and programs to improve your knowledge of the business. Full time management personnel and professional trainers are there for your support in each of our local offices. We think it's a wise investment in your future - and ours.

With the variety of insurance and financial products offered by New York Life and its subsidiaries, you'll be able to help your clients meet any number of insurance and financial goals. To give you the competitive edge, we're constantly developing new products that satisfy the changing needs of our clients.

After serving as a sales agent for at least two years, you may even qualify to enter management. A New York Life agent has more career choices than you can imagine. It's an opportunity to be in business for yourself - but never by yourself.

In considering any career change, many questions may arise, such as: What will be my responsibilities? How will I be trained? How will I be compensated? The answers to these questions depend on many factors. When you offer insurance or financial services, you're not merely selling products, you're developing relationships. Your relationship with your customers, as well as the trust they place both in you and in the products you offer, are critical components to your ultimate success. Agents provide very intimate services in the insurance and financial services marketplace. They meet with and know their clients on a personal level. The responsibilities of an agent include: contacting new people, meeting with them and fact-finding to gather necessary information regarding their present situation, providing analysis of situations and, ultimately, presenting solutions that help meet objectives.

If you are selected to join New York Life, you'll make a commitment to the Company, but the Company will also make a commitment to you. With New York Life, you embark on a lifetime of learning and professional development through comprehensive training in insurance and financial services.

Professional development occurs through NYLIC University. It's a program designed to train and develop agents throughout their sales careers. The first phase is Career Development School, during which you'll begin the process of getting your insurance licenses. You'll receive a full introduction to products and selling skills, including how to develop your client base.

After an initial six months of sales training, you'll spend two years in the Associate Program, an intensive experience that's focused on life insurance marketing, product selling, and technical knowledge. Upon completion, you'll be on your way to developing expertise in a selected area in the workplace or in the personal market, addressing individual needs.

The next level of NYLIC University is the School of Professional Development, which offers specialized courses combining class instruction with self-study. New York Life strongly encourages its agents to make a commitment to lifetime learning. For this reason the Company provides tuition reimbursement to Agents and Registered Representatives upon completion of certain industry courses.

As your sales career develops, you may wish to move into management. The Company is structured to support you in reaching this goal. Many of today's senior executives began their careers as sales agents in the field.